Health in Dubai
Life in Dubai is relatively expensive, and when preparing for expatriation, medical expenses are one of the matters to plan for. The cost of living also involves financial considerations related to health insurance.
Expats have access to a high-quality healthcare network, with modern hospitals and specialized clinics. However, costs can vary significantly depending on the type of care, the severity of the situation, and the facility chosen. It is therefore important to plan coverage suited to your needs and those of your family.
What are the health risks in the United Arab Emirates?
Dubai is a relatively healthy environment, provided you adapt your habits to the local climate.
Heat and dehydration
The main risks are weather-related. Dehydration and sunburn are common concerns due to high temperatures and sun exposure.
Simple precautions
Drinking regularly, using sun protection, and avoiding prolonged exposure can greatly reduce these risks.
Common illnesses
The diseases encountered are generally similar to those observed in Europe. It is very rare to contract malaria in Dubai, despite the presence of mosquitoes.
What is the quality of medical care and infrastructure in Dubai?
Dubai offers high-quality medical infrastructure. Expatriates can access care comparable to that available in France. The system is based on several types of hospitals: public, private, and military.
For emergencies, it is recommended to go to public hospitals, where care is prompt and of good quality.
As for medications, treatments are available at pharmacies. Usual opening hours are 9:30 a.m. to 1 p.m. and 4:30 p.m. to 8:30 p.m., with on-call pharmacies or hospital pharmacies available outside these hours.
Warning: some medications may be prohibited in the United Arab Emirates, even with a prescription, including certain morphine-based medications.
Health insurance and reimbursement of medical expenses
Mandatory insurance
Health insurance is a mandatory requirement for obtaining a residence visa.
Employer coverage
For employees, the employer is responsible for providing insurance, although the level of coverage depends on the plan offered.
A private cover often chosen
Many expatriates choose more comprehensive private insurance to improve healthcare reimbursement and limit out-of-pocket expenses.
Living in Dubai provides access to a high-quality healthcare system, but it is essential to plan for healthcare costs. Suitable insurance remains the best way to avoid excessive medical expenses and enjoy your expatriation with greater peace of mind.
Merritt can also guide its clients if they need help choosing their health insurance in Dubai.