How to open a bank account in the United States?
Your decision is made: you are going to establish a business in the United States. For some time now, you have been learning about the administrative procedures required to launch a company in the USA. This is a very good initiative, but as your Registered Agent, we also recommend that you look into the formalities required to open a bank account on American soil.
How to choose your bank in the USA?
Choosing a bank in the United States may seem complicated at first. However, if you work with a Registered Agent, you will benefit from valuable advice. This way, you can be sure to make the right choice and obtain approval for your application.
For example, our company offers entrepreneurs 3 solutions:
We will review your application and recommend the solution that best suits your company's situation. This way, you will not waste time and will have a good chance of obtaining approval to open your bank account in the USA.
Top 4 US banks
A bank among the US Top 4
Top 15 US banks
A bank in the US Top 15
Fintech
Alternatively, you can use a fintech. This solution is mainly intended for entrepreneurs who cannot attend an in-person appointment at a bank and/or whose application is likely to be rejected by traditional banking institutions.
Formalities and documents
Our banking support
Whichever package you choose, our teams can assist you with opening your bank account in the United States. In particular, we can help with the following formalities:
- Drafting the board resolution
- Personalized assistance
- Scheduling an appointment with a banker based in Orlando. Accompanying you to the appointment on the day. Indeed, it is not possible to open a bank account remotely in the United States unless you go through a fintech.
- Obtaining a bank card and access to e-banking
- Forwarding the bank card to the address of your choice.
Documents to provide
The supporting documents required to open a bank account in the USA are more numerous than those required to register the company. To avoid having your application rejected by the bank, we recommend preparing a complete file:
- Original company registration documents (provided by us)
- Original signed Operating Agreement (same)
- Board Resolution (same)
- Passport
- A second form of identification bearing your name and photo
- Proof of address dated within the last 2 months
Of course, your advisor can check that the documents are in order and complete before the appointment to avoid any unpleasant surprises.
Finally, if you have any questions about opening a bank account in the United States, do not remain without an answer and contact your advisor: we will do our best to answer all your questions.